This California Consumer Privacy Policy is to explain our data collection and privacy practices regarding the personal information of California residents, and only applies to California residents.

The California Consumer Privacy Act (CCPA) provides you with certain privacy rights related to the personal information we collect about you. Please, see below to learn more about your rights under the CCPA and to learn more about your rights and our practices.

1. How the CCPA Applies to Us.

The CCPA is a state law that protects the personal information of California residents. It is not the only law that regulates how we collect and use personal information. In fact, various federal laws preempt the CCPA with respect to the information we collect and process. For example, the CCPA does not apply to personal information collected, processed, sold, or disclosed pursuant to the federal Gramm-Leach-Bliley Act (Public Law 106-102) or the Driver’s Privacy Protection Act of 1994 (18 U.S.C. § 2721 et seq.) As a result, not all of the personal information we collect and process will be discussed in this CA Privacy Policy Page.

2. Summary of CCPA Privacy Policy.

Please read this entire Policy carefully to understand our practices regarding your personal information. The following points summarize some of the important details about the CCPA discussed below:

• a California consumer has the right to request that we disclose what personal information we collect, use, disclose, and sell.
• a California consumer also has the right to request that we delete the personal information we have collected from the consumer.
• a California consumer has the right to opt-out of the sale of their personal information.
• a California consumer has the right to not receive discriminatory treatment by us for the exercise of their privacy rights under the CCPA.

3. What Is Personal Information?

The CCPA provides personal information rights to California residents. The CCPA defines personal information as information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California consumer or household. Personal information does not include publicly available information or consumer information that is deidentified or aggregate consumer information.

4. What Personal Information Do We Collect About You?

The personal information we collect about California consumers includes, but is not limited to:

Name, address, email address, transaction data, browsing history or app usage, we do not collect geolocation information, but may infer a general or precise location from your IP address or your physical address, respectively.

5. How Do We Use Your Personal Information?

We use your personal information for the following business purposes:

• To offer you services or products, and to process these services and enforce transactions.
• To respond to your inquiries or comments, or to contact you about your questions.
• To open, maintain, administer, manage, and service users’ accounts.
• To analyze and improve our products, services, or systems, improve safety; manage our communications; perform market research; perform data analytics; and perform accounting, auditing and other internal functions.
• To market and advertise our products and services or those of third parties.
• To maintain the security and integrity of our systems and internal records.
• To conform to legal requirements or industry standards, respond to regulators, comply with subpoenas or legal process, detect and prevent fraud or criminal activity, defend our legal rights, or protect others.
• To create anonymized or aggregated data sets.
• To communicate with you on corporate changes, or any other transaction involving all or a portion of our business.

We may also use your personal information for any other purpose that we disclose at the time you provide, or when we collect, your information and other purposes permitted by applicable law. We may also use data that we collect on an aggregate or anonymous basis for various business purposes, where permissible under applicable laws and regulations.

6. What Are the Sources Of The Personal Information We Collect About You?

• You, the consumer (including the device you use to access our website)
• ISPs
• Data Analytics Providers
• Web browsers
• Advertising networks
• Operating systems and platforms

7. With Whom Do We Share Your Personal Information?

We share personal information as set forth above. You should also be aware of the following:

• Our third-party service providers including advertisers and marketers.
• Our affiliates so that they may market their products and services to you.

8. Do We Sell Personal Information?

California law requires that we describe certain disclosures of personal information where we receive valuable consideration. WE DO NOT SELL YOUR PERSONAL INFORMATION. And we allow California residents to exercise their opt-in and opt-out rights regarding the sharing of personal information under California law. To exercise your California opt-in and opt-out rights, please email us at info@garcolts.com

9. What Are My CCPA Rights to Know About My Personal Information?

You have the right to know certain information about our collection, use, and disclosure of your personal information for the 12 months preceding the date of your request. You also have the right to request that we provide you with specific pieces of your personal information. These rights are subject to certain exceptions.

Upon receipt of your request, and after we verify your identity, we may provide you with information about the following:

• The categories of personal information we collected about you.
• The categories of sources of the personal information we collected about you.
• Our business or commercial purpose for collecting the personal information.
• The categories of personal information we disclosed about you to a service provider.
• The specific pieces of personal information we collected about you (data portability).

If responding to all or part of your request would conflict with federal or state law, or your personal information is subject to an exemption under the CCPA, we will inform you of that fact. We will respond to the portion of your request that is not in conflict with applicable laws or exempt under the CCPA.

10. What are My CCPA Rights to Have my Personal Information Deleted?

You have the right to request that we delete personal information we have collected from you, subject to certain exceptions and exemptions. Absent an exception or exemption, upon receipt of your request, and after we verify your identity, we will delete and will request that our service providers delete your personal information.

11. How Do I Exercise My CCPA Rights?

Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. Agents must submit proof that they have been authorized by the consumer to act on their behalf. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

We verify requests by sending a confirmation email to the requestor and by matching the identifying information provided by the consumer to the personal information already maintained by us. We cannot respond to your request or provide you with personal information if we cannot: (i) verify your identity or authority to make the request; and (ii) confirm the personal information relates to you. If we are unable to verify the identity of a requestor we will not provide any information.

To exercise your California privacy rights, please, email us at info@garcolts.com or contact us at the telephone number and contact information provided in this website herein www.garcolts.com

12. What Are My CCPA Non-Discrimination Rights?

We will not discriminate against you for exercising any of your CCPA rights, which means we will not:

• Deny you services or goods.
• Charge you different prices or rates for services or goods, including through granting discounts or other benefits, or imposing penalties.
• Provide you a different level or quality of services or goods.
• Suggest that you may receive a different price or quality for services or goods.

13. How Do I Contact You with Questions About the CCPA Privacy Policy?

We are committed to working with you to obtain a fair and rapid resolution of any queries, complaints, or disputes about privacy. If you have any other questions or comments regarding our privacy practices, please email us at info@garcolts.com or call us at the telephone and contact information provided in this site.